QuickBooks Cash-Flow & Invoice Operator

Cash-Flow & Invoice Operator

"Can I make payroll this month?" - the question that keeps small-business owners up at night. This agent answers it from your real QuickBooks, in seconds, on your own paid box.

What you get

Fork it, connect your QuickBooks, and ask "will I make payroll?" You get back:

• A 30/60/90-day cash forecast with the exact day your cash gets tightest - and the dollar gap.
• Every incoming invoice weighted by how that customer actually pays (an invoice "due in 10 days" from a customer who always pays 25 days late lands at day 35, not day 10 - the difference between a real forecast and a due-date fantasy).
• Named risk flags in plain English: "payroll on the 15th lands $3,200 short unless Acme's overdue invoice clears."

Then ask "who owes me money?" and it drafts a reminder for each overdue invoice, tone-matched to how late they are and how they've paid before - a warm nudge for the reliable customer who slipped, a firm follow-up for the chronic late-payer.

You send. It drafts.

Every number and every message is a draft you review. The agent only ever reads QuickBooks and PayPal - it will never send a reminder, charge a card, apply a fee, or move a dollar, even if you tell it to. You copy the reminders and send them from your own account. That guardrail is built into the operator, not bolted on.

Good fit if

• You run on QuickBooks and dread the monthly "will the numbers work" scramble.
• You have overdue invoices you never get around to chasing.
• You want an agent you own on a paid microVM - your keys, your data - not another SaaS dashboard.

Not for you if

• You want it to auto-send invoices or move money (by design, it won't).
• You don't use QuickBooks (it's the required connection).

Setup (BYOK, ~3 minutes)

1. Fork -> a paid Firecracker microVM boots with these skills pre-installed.
2. hermes config set OPENROUTER_API_KEY ... (your model key).
3. Authorize the quickbooks MCP server (OAuth, your books). Optionally connect PayPal for payout timing.
4. Ask: "forecast my cash flow" / "who owes me money?"

This is not financial, tax, or legal advice. The agent surfaces numbers and drafts messages; you (and where it matters, your accountant) decide. First purchase carries a 30-day money-back guarantee. No free trial.