# QuickBooks Cash-Flow & Invoice Operator

> Will you make payroll? Connect QuickBooks and this Hermes agent reads your real books to answer - a 30/60/90-day cash forecast that weights every invoice by how that customer actually pays, names the exact day cash gets tight, then drafts the overdue-invoice reminders that close the gap. It drafts; you send. It never moves a dollar. Not financial advice.

- Agent: Hermes Agent
- Plan: Starter (1 vCPU, 2 GiB RAM, 10 GiB disk)
- Forks: 0 · Stars: 0
- Creator: https://www.jurniti.com/creator-ca0ff2
- Tags: human-gate, money-finance, quickbooks, small-business
- Requires config (you provide): OPENROUTER_API_KEY
- Skills: cash-flow-forecast, invoice-chase

**To fork:** open https://www.jurniti.com/templates/quickbooks-cash-flow-invoice-operator and use the Fork action — it starts a Stripe Checkout for a new VM seeded with this template's persist disk (same flat plan price, no fork fee).

## README

# Cash-Flow & Invoice Operator

**"Can I make payroll this month?"** - the question that keeps small-business owners up at night. This agent answers it from your real QuickBooks, in seconds, on your own paid box.

## What you get

Fork it, connect your QuickBooks, and ask *"will I make payroll?"* You get back:

- A **30/60/90-day cash forecast** with the exact day your cash gets tightest - and the dollar gap.
- Every incoming invoice **weighted by how that customer actually pays** (an invoice "due in 10 days" from a customer who always pays 25 days late lands at day 35, not day 10 - the difference between a real forecast and a due-date fantasy).
- **Named risk flags** in plain English: *"payroll on the 15th lands $3,200 short unless Acme's overdue invoice clears."*

Then ask *"who owes me money?"* and it drafts a **reminder for each overdue invoice**, tone-matched to how late they are and how they've paid before - a warm nudge for the reliable customer who slipped, a firm follow-up for the chronic late-payer.

## You send. It drafts.

Every number and every message is a **draft you review**. The agent only ever *reads* QuickBooks and PayPal - it will **never** send a reminder, charge a card, apply a fee, or move a dollar, even if you tell it to. You copy the reminders and send them from your own account. That guardrail is built into the operator, not bolted on.

## Good fit if

- You run on QuickBooks and dread the monthly "will the numbers work" scramble.
- You have overdue invoices you never get around to chasing.
- You want an agent you **own** on a paid microVM - your keys, your data - not another SaaS dashboard.

## Not for you if

- You want it to auto-send invoices or move money (by design, it won't).
- You don't use QuickBooks (it's the required connection).

## Setup (BYOK, ~3 minutes)

1. Fork -> a paid Firecracker microVM boots with these skills pre-installed.
2. `hermes config set OPENROUTER_API_KEY ...` (your model key).
3. Authorize the `quickbooks` MCP server (OAuth, your books). Optionally connect PayPal for payout timing.
4. Ask: *"forecast my cash flow"* / *"who owes me money?"*

**This is not financial, tax, or legal advice.** The agent surfaces numbers and drafts messages; you (and where it matters, your accountant) decide. First purchase carries a 30-day money-back guarantee. No free trial.